Payment History. The most important part of your credit report. Most of us know that it is important to pay out bills. Additionally, most people also know that it is important to pay our bills on time. But sadly, a lot of Americans are behind on their bills. This can Read more…
Credit card utilization. A phrase that most people have never heard, and even less people care about. But guess what? Credit card utilization is what I’m here to write about! And guess what? You chose to be here. You chose to read this article because you care about your finances Read more…
Collection accounts, old debt, and bad debt. One of the many items that can make you sad for being an adult. Having collection accounts suck. No way around it. Collection accounts are stressful. I know from experience. I have had to deal with them first hand. I’ve also helped dozens Read more…