Credit Mix is really exactly what it sounds like. It is simply the different types of credit that you have. It makes up the smallest portion of your credit score (10%). Here’s how it works: (1) Credit Mix is Not That Important There are several different types of credit accounts Read more…
Credit and collections. Yuck. This is one of those topics that no one wants to read about. If you are reading this, you are probably doing so because you need to read it. No one wants to read about bad debt or collections. But unfortunately, sometimes it is necessary. I Read more…
A hard credit pull VS. a soft credit pull. If you opened this article not knowing the difference, trust me, you’re not alone. When I was a banker, most of the clients that I worked with had no idea. But let me tell you, there is a BIG difference between Read more…
Credit and credit history length. Credit can be so frustrating. I get it. In the past, I have had horrible credit and I have scratched and clawed to improve it. So if you are struggling with your credit report right now, I get it. I’ve been there. But if you Read more…