Bonds. We’ve all heard of them at some point. But most of us probably had to Google the term “bonds explained” to try to figure out what a bond actually is. Bonds can be a useful tool when investing. Especially if you are investing for either regular interest payments or Read more…
How to use credit cards responsibly. This has to be one of the most controversial topics among financially-minded adults. In one camp there are people like Dave Ramsey who despise credit cards more than an Ohio State Buckeye despises a Michigan Wolverine. And in the other camp, there are people Read more…
Dealing with collectors. Yuck. This is an article about a topic about as enjoyable as hemorrhoids or an IRS audit. But, alas, it is unfortunately necessary for about 68 million Americans. Collections and collectors themselves can be the result of several different situations. Maybe life happened to you and you Read more…
ETFs. Exchange Traded Funds are a small part of the investing world. However, just because they are a small part, does not mean that they are not important. ETFs are one of the fastest growing sectors of the investing world with more than 7,000 ETFs available for trade by the Read more…
Credit inquiries. To me, one of the most frustrating topics when discussing credit reports even though it only accounts for 10% of your overall score. Let me explain. (1) What is a Credit Inquiry? A credit inquiry is just a fancy way of saying a credit pull. When you have Read more…