Term insurance is the most basic and simple form of life insurance that there is. Let me explain how it works. What is Term Life Insurance? Most people intuitively understand what life insurance is. If you die while you have it, then your beneficiary will get a payout. And that Read more…
Financial professionals disagree on a whole host of issues. However, one of the few financial topics that we agree with nearly unanimously is the importance of an emergency fund. And one of the biggest questions that I have had is “What emergency fund size do I need?” So let’s tackle Read more…
Paying down debt can be one of the most beneficial financial moves that you can make. At the end of the day, there is really no bad part of paying down debt. However, some people will argue that paying down your debt is actually bad for your financial future. While Read more…
There are an infinite number of ways for someone to invest their money. You can be conservative, aggressive, or somewhere in between. And within each of those options there are an infinite number of ways to invest. But there are a few big indices out there that are really common Read more…
Whole Life Insurance is an ongoing topic that I have discussed many times through my time working with clients. It can be really complicated. There are lots of hooks and pitfalls to avoid. It is usually not a great product for most people. In fact, I have only seen it Read more…