You wouldn’t just waltz into a gym and try to get in shape without a plan. You can’t just waltz into being fiscally fit either. Learn to have a plan with your money. Learn to budget here.
An emergency fund is one of the least sexy but most important financial tools that you can have. Financial advisors and professionals disagree on an entire host of issues like how much to put into retirement, how to use/not use debt, student loans, mortgages, etc. But the one financial fundamental Read more…
Financial professionals disagree on a whole host of issues. However, one of the few financial topics that we agree with nearly unanimously is the importance of an emergency fund. And one of the biggest questions that I have had is “What emergency fund size do I need?” So let’s tackle Read more…
Paying down debt can be one of the most beneficial financial moves that you can make. At the end of the day, there is really no bad part of paying down debt. However, some people will argue that paying down your debt is actually bad for your financial future. While Read more…
There can be a LOT of reasons that you are broke. But not all of them pertain to all people. Personal choices can make or break a person. In life there are things that can help propel you toward your goals and things that can set you back from them. Read more…
Saving money for a big purchase can sometimes feel confusing. Most of us know that we should be saving money, especially when it comes to purchasing large items in the future. But how do we do it? Some people will tell you to invest your money, and others will tell Read more…
Food budgeting. Yikes. No one wants to talk about it. This has to be the most unsexy topic that I have written about (and I have written about fixed annuities). However, as I write this article, the inflation rate in the US is about 9.1% year over year. This makes Read more…
Payday loans. Not much makes my skin crawl as much as thinking about this topic. I get it. Sometimes people come on hard times and need to get a loan. I have been there. I have maxed out credit cards, written hot checks, borrowed from family and friends, and yes, Read more…
Ways to save money. I don’t think I can think of anyone in my circles that doesn’t think of this topic on a somewhat regular basis. We can all use ways to save money. It’s kind of like finding ways to eat less food or eat better food. I can Read more…
Budgeting mistakes. Seemingly, the only thing worse than actually budgeting is making mistakes when budgeting. Seriously though. It takes courage, self discipline, and humility to put together a budget. So if you make it that far, I just want to tell you that I am proud of you. For real. Read more…
One of the most feared and dreaded words in the English language: budgeting. No one likes to do a budget, and even fewer people actually put pen to paper or finger to phone to actually do a budget. There are a lot of reasons for this, but they can all Read more…