Insurance can be a really confusing topic. But I’ll break it down for you and help you to make the proper insurance choices for yourself. And more importantly, how to avoid making insurance mistakes…
Health Savings Accounts. This is one of the coolest and most useful financial tools in existence. A Health Savings Account (HSA) is a tool that you can use for BOTH medical expenses as well as retirement. A lot of people have no idea how to utilize an HSA. Or even Read more…
Life Insurance riders are a really simple part of insurance (usually life insurance) that most people don’t understand or simply have never heard of. Don’t let your insurance broker (or insurance salesman) speak down to you and act like they are more intelligent than you are by offering insurance riders Read more…
How vision insurance works is one of those odd corners of personal finance. However, when you start a new job and are going through all of your insurance options, knowing how vision insurance works can be valuable knowledge. So let me explain this to you and how you can decide Read more…
Dental insurance isn’t really one of the topics that most people think about on a daily basis.. However, knowing how dental insurance works is really important to the adulting process. You should decide if you need dental insurance, how much it costs, what it pays (and does not pay) for, Read more…
How does health insurance work? This is one of the most common questions among millennials. We all kind of know how health insurance works, but we are also usually unpleasantly surprised when we get a hospital bill in the mail. After all, if we have insurance, shouldn’t we not have Read more…
Equity indexed annuities. Annuities in general are one a really divisive financial topic and equity indexed annuities certainly fall into that camp as well. But before you put money into one, make sure that you understand the ins and outs of them. And most importantly, make SURE you know the Read more…
Fixed annuities. If we could look at a lineup of financial products this would be the one that we could sing “one of these is not like the others”. Fixed annuities are a very misunderstood and misused product. And they are NOT an investment product. Let me explain. (1) What Read more…