Do I pay off debt or invest? This is one of the questions that plagues a lot of us. On one hand, most of us don’t like having a lot of debt and probably want it gone in one way or another. But on the other hand, with the effects Read more…
How much house can I afford? This is one of the questions that we those of us who don’t already have a home think about on a regular basis. And it’s a fair question. There are all kinds of people telling you to get the biggest house you can because Read more…
Credit cards and credit card fees. The sharpest financial double edged sword if there ever was one. Credit cards can be a good financial tool to help get you cash back and reward points. But if you are not VERY careful, you can have a financial tiger by the tail. Read more…
Payment History. The most important part of your credit report. Most of us know that it is important to pay out bills. Additionally, most people also know that it is important to pay our bills on time. But sadly, a lot of Americans are behind on their bills. This can Read more…
Credit card utilization. A phrase that most people have never heard, and even less people care about. But guess what? Credit card utilization is what I’m here to write about! And guess what? You chose to be here. You chose to read this article because you care about your finances Read more…
Collection accounts, old debt, and bad debt. One of the many items that can make you sad for being an adult. Having collection accounts suck. No way around it. Collection accounts are stressful. I know from experience. I have had to deal with them first hand. I’ve also helped dozens Read more…
Student loan forgiveness. The phrase is about as oxymoronic as the phrase definitely maybe. I hate student loans. I will be the first one to tell you that. And my wife and I have a lot of them as well. And believe me, if there is a way out of Read more…
Side Hustles. There are so many ways to make a little (and sometimes a lot) of extra money. The days of working 8-5 Monday-Friday and not doing anything on the side are pretty much over. In fact, nearly 50% of people have some sort of side hustle. Enter: Amazon Flex. It Read more…
Credit card interest. Even thinking about it just makes me a little nauseous. The interest that you pay on credit cards is probably the highest that you will pay for any borrowed money in your life unless you go to a loan shark or a payday lender. Everyone knows that Read more…
Your credit report. One of the many items that can make you both happy and sad for being an adult. It is difficult for someone to go through life without credit. Not impossible, but difficult for sure. For all of us who are laden with student loans (ahem, me), have Read more…