Credit and credit history length. Credit can be so frustrating. I get it. In the past, I have had horrible credit and I have scratched and clawed to improve it. So if you are struggling with your credit report right now, I get it. I’ve been there. But if you Read more…
Payment History. The most important part of your credit report. Most of us know that it is important to pay out bills. Additionally, most people also know that it is important to pay our bills on time. But sadly, a lot of Americans are behind on their bills. This can Read more…
Credit card utilization. A phrase that most people have never heard, and even less people care about. But guess what? Credit card utilization is what I’m here to write about! And guess what? You chose to be here. You chose to read this article because you care about your finances Read more…
Collection accounts, old debt, and bad debt. One of the many items that can make you sad for being an adult. Having collection accounts suck. No way around it. Collection accounts are stressful. I know from experience. I have had to deal with them first hand. I’ve also helped dozens Read more…
Student loan forgiveness. The phrase is about as oxymoronic as the phrase definitely maybe. I hate student loans. I will be the first one to tell you that. And my wife and I have a lot of them as well. And believe me, if there is a way out of Read more…
Public Service Loan Forgiveness. If there were ever a more apt subject to conjure a wolf in sheep’s clothing, it would be Public Service Loan Forgiveness. Each year thousands of college graduates apply for student loan forgiveness through the Public Service Loan Forgiveness program. And why not, right? For more Read more…
Credit card interest. Even thinking about it just makes me a little nauseous. The interest that you pay on credit cards is probably the highest that you will pay for any borrowed money in your life unless you go to a loan shark or a payday lender. Everyone knows that Read more…
Your credit report. One of the many items that can make you both happy and sad for being an adult. It is difficult for someone to go through life without credit. Not impossible, but difficult for sure. For all of us who are laden with student loans (ahem, me), have Read more…
Student Loan Repayment. I hate student loans. If you are reading this article, my guess is that you are not too fond of student loans either. Most of us (yes, I said us) would like nothing more than to just tell our student loans to GTFO. But sadly, most of Read more…
Student loans. College can be overwhelming. Trying to find a way to pay for it can be even worse. Most college students or aspiring college students would love to pay for their higher education through scholarships and grants. But the truth is, that most people have to find another way Read more…