Picking the right insurance plan can be one of the most challenging decisions that we face as adults. If you work for an employer that has multiple health insurance plans then it can be downright overwhelming. So let me help you decipher the health insurance landscape as well as how Read more…
Health savings accounts and flexible spending accounts can be very useful financial and healthcare tools. However, there are some major differences between HSAs and FSAs that you should know about. They both operate differently as well as have different limitations to how they operate. Let me explain. (1) Who Can Read more…
Flexible spending accounts can be a very useful financial tool for some people. In fact, there are two main benefits of FSAs. However, much like any financial product, they are not right for everyone in every situation. If you have a healthcare plan that is NOT a high deductible healthcare Read more…
HSAs (Health Savings Accounts) are some of the most useful and efficient accounts that are out there. They offer a number of benefits and can be used in a number of ways. They are the ONLY financial tool that is TRIPLE-TAX FREE! Let’s go over all the benefits of HSAs Read more…
Flexible Spending Accounts (FSAs) can be extremely useful financial and health care planning tools. Although you should understand that not everyone should take advantage of them. Like most (if not all) other financial tools, there is no one-size-fits-all approach. But in order to understand what an FSA is and if Read more…
Health Savings Accounts. This is one of the coolest and most useful financial tools in existence. A Health Savings Account (HSA) is a tool that you can use for BOTH medical expenses as well as retirement. A lot of people have no idea how to utilize an HSA. Or even Read more…
Life Insurance riders are a really simple part of insurance (usually life insurance) that most people don’t understand or simply have never heard of. Don’t let your insurance broker (or insurance salesman) speak down to you and act like they are more intelligent than you are by offering insurance riders Read more…
How vision insurance works is one of those odd corners of personal finance. However, when you start a new job and are going through all of your insurance options, knowing how vision insurance works can be valuable knowledge. So let me explain this to you and how you can decide Read more…
Dental insurance isn’t really one of the topics that most people think about on a daily basis.. However, knowing how dental insurance works is really important to the adulting process. You should decide if you need dental insurance, how much it costs, what it pays (and does not pay) for, Read more…
How does health insurance work? This is one of the most common questions among millennials. We all kind of know how health insurance works, but we are also usually unpleasantly surprised when we get a hospital bill in the mail. After all, if we have insurance, shouldn’t we not have Read more…