Junk bonds are simply one of the MANY investments that you could have.There are a LOT of different investments out there. And all of those investments can satisfy any investment appetite that one may have. Junk bonds are just one of those investments. And you can decide if you want Read more…
Bonds. And more specifically, corporate bonds. We’ve all heard of them at some point. But most of us probably had to Google the term “corporate bonds explained” to try to figure out what it actually is. Bonds can be a useful tool when investing. Especially if you are investing for Read more…
Compound interest is one of the most important topics to understand in all of personal finance. It is the basis for investing and the way in which most millionaires become millionaires. Do you want your investments to grow exponentially? Well then you might want to start by understanding this topic. Read more…
There are numerous ways to borrow money. When you take out a loan you will be charged a specific interest rate for it. But one of the questions that I have been asked is why do unsecured loans have a higher interest rate than secured loans? Let me explain. What Read more…
When investing there are several different formulas, calculations, and terms that you should be familiar with. But at the root of them is the term “opportunity cost”. It’s not difficult to understand, but it is essential to know when you are learning to invest. What is Opportunity Cost Opportunity cost Read more…
I Bonds have garnered more spotlight over the past couple years than they have had in a couple decades or so. Let me show you what I Bonds are, how they work, and who can benefit from them. What are I Bonds? I Bonds are bonds issued by the federal Read more…
Retirement is one of those topics that we probably don’t think enough about. But some day, you will stop working. It will either happen because you want to stop working or because you are forced to stop working. If you are confused about where to invest your retirement dollars let Read more…
One of the financial positions that most of us want to be in one day is the position of being able to pay off our house. But then we NEED to ask ourselves the question, should I pay off my house? Because, the answer might be yes. And the answer Read more…
Buying a car is stressful. Everyone knows that. Most people do not like to negotiate or haggle. Also, other than your home, for most people this is the biggest expense that you have. And you probably have to do it again every few years. So I want to give you Read more…
Fees are a really big deal in the investing world. For the past several years there has been a race to the bottom for companies reducing their investing fees. In fact, now there are a lot of trading platforms that do not charge fees at all (for given types of Read more…