Do I need a financial advisor? That is a question that really has a lot of baggage amongst the financial community. Some say that you should always have a financial advisor. While others say that you never need a financial advisor. But like most things in life, the truth lies Read more…
Payday loans are one of the worst financial products that is out there. These loans can get someone in a payday loan cycle of headache and pain. One of which most people struggle to get out of for years. So let me give you some ways that you can get Read more…
Investing can be confusing. There are a lot of terms and phrases that are thrown around out there by financial experts. Let me explain one of them. Market cap. What is Market Cap Used For? Market cap (also called market capitalization) is for a few different reasons. However, the most Read more…
Risk is an EXTREMELY important topic when speaking about investing. After all, risk and reward go hand in hand. How do you measure each one? With reward, that is easy. It’s measured in how much money you made on your investment. But with risk, it is a little bit more Read more…
Financial professionals disagree on a whole host of issues. However, one of the few financial topics that we agree with nearly unanimously is the importance of an emergency fund. And one of the biggest questions that I have had is “What emergency fund size do I need?” So let’s tackle Read more…
Paying down debt can be one of the most beneficial financial moves that you can make. At the end of the day, there is really no bad part of paying down debt. However, some people will argue that paying down your debt is actually bad for your financial future. While Read more…
There are an infinite number of ways for someone to invest their money. You can be conservative, aggressive, or somewhere in between. And within each of those options there are an infinite number of ways to invest. But there are a few big indices out there that are really common Read more…
Credit cards can be one of the most divisive topics among adults. Some people on one side of the camp swear by using them for everything because of the reward points, cash back, airline miles, etc. And on the other side of the camp we have the avid Dave Ramsey Read more…
How much car should you buy? This is a question that a lot of us ask ourselves from time to time. But sadly, we often rely on car salesmen to tell us how much. (Which is a really bad thing to do.) That’s kind of like having a jeweler tell Read more…
Paying a mortgage is not quite the same as paying rent. When you have a mortgage payment you are responsible for a lot more than when you are a renter. When you pay rent, you simply pay to live there. The owner or manager of the property is responsible for Read more…