Risk and reward is one of the most misunderstood topics in all of personal finance and investing. Most people just think of the “reward” portion of the equation. But like any equation, there are two sides to it that must equal each other. Let me explain the relationship that risk Read more…
What is common stock? What does it mean when someone says that they bought common stock or own common stock? Before I started learning about finance and investing I had no idea. You may very well be in the same boat. No worries. Thisis not an extremely difficult concept but Read more…
What are dividends? This is a question that many people who would like to invest have, but often are too embarrassed to ask. (Myself included when I started investing btw.) So today, let’s briefly go over (1) what dividends are and (2) the different types of dividends. Here we go! Read more…
Finding a financial advisor can be a tricky process. First, you have to determine if you need a financial advisor at all. If you have determined that you do, in fact, need a financial advisor, then here are the top 5 questions to ask a financial advisor when you are Read more…
Diversification is one of the most overly-used financial words to make financial advisors seem really smart and intimidating. But financial advisors don’t have to be intimidating at all! (Although I do hope they are smart.) Diversification is one of the most important financial lenses in which to look at your Read more…
Preferred stock: a good way to diversify your investments that most people don’t think of. Preferred stock is an interesting topic for most investors. Most investors are pretty familiar with purchasing and owning stock. But when most investors think of stock, they probably think of common stock without even realizing Read more…
Getting started saving for retirement. Whew. That is an important topic. Also, it is a topic that is on the minds of many adults. In fact about 25% of Americans have NO retirement savings. That is scary. Let me help with that. Let me help you in getting started saving Read more…
Index funds. One of the most widely used and popular investment vehicles. For most investors, they can be the bread and butter of the investing process. Most of us have heard of the importance ofthem as being part of our portfolios. However, most people don’t actually know what an index Read more…
Bonds. We’ve all heard of them at some point. But most of us probably had to Google the term “bonds explained” to try to figure out what a bond actually is. Bonds can be a useful tool when investing. Especially if you are investing for either regular interest payments or Read more…
ETFs. Exchange Traded Funds are a small part of the investing world. However, just because they are a small part, does not mean that they are not important. ETFs are one of the fastest growing sectors of the investing world with more than 7,000 ETFs available for trade by the Read more…