Owing money to people can be a dangerous game. Sure, there are times where taking out debt in order to make more money can be beneficial. But sometimes that can backfire. Especially when you owe that money to a family member or a close friend. So if you find yourself Read more…
Credit cards can be dangerous. In fact, they are for most people who use them. 61% of people in the US are currently in credit card debt. And if you find yourself in this boat, you might be thinking about a credit card balance transfer to help slow the bleeding. Read more…
Receiving an inheritance is one of those times in life where it can truly be bitter-sweet. If you are so fortunate to get an inheritance, that means that the person who gave it to you loved you enough to think of you in their passing. That means that you should Read more…
Credit and credit history length. Credit can be so frustrating. I get it. In the past, I have had horrible credit and I have scratched and clawed to improve it. So if you are struggling with your credit report right now, I get it. I’ve been there. But if you Read more…
Credit card utilization. A phrase that most people have never heard, and even less people care about. But guess what? Credit card utilization is what I’m here to write about! And guess what? You chose to be here. You chose to read this article because you care about your finances Read more…
Student loan forgiveness. The phrase is about as oxymoronic as the phrase definitely maybe. I hate student loans. I will be the first one to tell you that. And my wife and I have a lot of them as well. And believe me, if there is a way out of Read more…
Public Service Loan Forgiveness. If there were ever a more apt subject to conjure a wolf in sheep’s clothing, it would be Public Service Loan Forgiveness. Each year thousands of college graduates apply for student loan forgiveness through the Public Service Loan Forgiveness program. And why not, right? For more Read more…
Side hustles. There are so many ways to make a little (and sometimes a lot) of extra money. The days of working 8-5 Monday-Friday and not doing anything on the side are pretty much over. In fact, nearly 50% of people have some sort of side hustle. It can be Read more…