Not everyone needs a financial advisor. Even though most financial advisors will tell you this is not true. Typically, a person will not need a financial advisor unless their situation is overly complicated or they have amassed a certain amount of success already. There are three main types of financial Read more…
Inflation is a big topic in today’s economic climate. Most people see it when they are grocery shopping or looking to buy a vehicle. But there are other ways that inflation affects your wallet. And that is in your retirement savings. So here is how inflation affects your retirement accounts. Read more…
HSAs (Health Savings Accounts) are some of the most useful and efficient accounts that are out there. They offer a number of benefits and can be used in a number of ways. They are the ONLY financial tool that is TRIPLE-TAX FREE! Let’s go over all the benefits of HSAs Read more…
Investment down risk as you get older. There are very few things that the majority of financial advisors and professionals agree on. However, this is one of them. Pretty much all financial professionals agree that as you get older, you should adjust the risk of your investments downward to more Read more…
There are a lot of different types of retirement accounts. Most of them have pros and cons. And there is no “one size fits all” approach when it comes to retirement accounts. Variable annuities certainly have their place. But one of the factors that you must consider when building your Read more…
Investments in a retirement account. There are a LOT of really good investment choices out there to pick from. It can be overwhelming really. If you have a 401k or other retirement plan you can get overwhelmed really quickly at the choices that you might have to pick from. So Read more…
Taxes. Gross. Taxes on retirement accounts? Also gross. No one wants to talk about taxes because apart from being a dry and boring topic, no one wants to think about how much money they are going to have to pay to Uncle Sam. But there is some good news. When Read more…
Retirement is one of the most important topics in the personal finance field. However, it is also one of the most overwhelming topics to the majority of people. One of the most confusing topics about retirement is the sheer number of different types of retirement plans that are available. Well Read more…
Pretty much everyone knows that they should be investing into retirement in some form or fashion. That is probably not ground-breaking information to you. However, most people have NO IDEA how to start or the order of retirement investments. There are so many options from all of the different retirement Read more…
Getting started saving for retirement. Whew. That is an important topic. Also, it is a topic that is on the minds of many adults. In fact about 25% of Americans have NO retirement savings. That is scary. Let me help with that. Let me help you in getting started saving Read more…