I Bonds have garnered more spotlight over the past couple years than they have had in a couple decades or so. Let me show you what I Bonds are, how they work, and who can benefit from them. What are I Bonds? I Bonds are bonds issued by the federal Read more…
There are essentially an infinite amount of investments out there. If you have a specific investment appetite or desire, you can find the vehicle you need. One of those vehicles that is not thought of very often are zero coupon bonds. Here’s how they work. What is a Zero Coupon Read more…
Receiving an inheritance is one of those times in life where it can truly be bitter-sweet. If you are so fortunate to get an inheritance, that means that the person who gave it to you loved you enough to think of you in their passing. That means that you should Read more…
A lot of us get tax refunds in the spring every year. For a lot of us also, that can be a really large windfall of money. Whenever you get a windfall of money you really want to make sure that you use it responsibly. So what would I do Read more…
Do I pay off debt or invest? This is one of the questions that plagues a lot of us. On one hand, most of us don’t like having a lot of debt and probably want it gone in one way or another. But on the other hand, with the effects Read more…
There are some financial decisions that we make that really don’t make a big impact on our financial lives. Things like getting a coffee on the way to work or that streaming service that you really don’t watch anymore. Yes, these expenses can really add up over time, especially if Read more…
One of the coolest financial products out there is a Health Savings Account (also known as an HSA). An HSA can help you pay for medical bills that you incur while saving taxes as well. But, there is another level of coolness that these products have. That is when you Read more…
How much money do I need to retire? This is one of the most common questions that I have been asked as a financial professional. There are a lot of considerations to take into account, let me explain. Considerations to Make The amount of money that you need to retire Read more…
An emergency fund is one of the least sexy but most important financial tools that you can have. Financial advisors and professionals disagree on an entire host of issues like how much to put into retirement, how to use/not use debt, student loans, mortgages, etc. But the one financial fundamental Read more…
Investing can be a confusing topic. People who work in finance usually want it to be confusing because then they can make more money off of the regular investor. But it doesn’t have to be that difficult. Yes, there are TONS of different investments out there and TONS of ways Read more…