Pretty much everyone knows that they should be investing into retirement in some form or fashion. That is probably not ground-breaking information to you. However, most people have NO IDEA how to start or the order of retirement investments. There are so many options from all of the different retirement Read more…
Risk and reward is one of the most misunderstood topics in all of personal finance and investing. Most people just think of the “reward” portion of the equation. But like any equation, there are two sides to it that must equal each other. Let me explain the relationship that risk Read more…
What is common stock? What does it mean when someone says that they bought common stock or own common stock? Before I started learning about finance and investing I had no idea. You may very well be in the same boat. No worries. Thisis not an extremely difficult concept but Read more…
What are dividends? This is a question that many people who would like to invest have, but often are too embarrassed to ask. (Myself included when I started investing btw.) So today, let’s briefly go over (1) what dividends are and (2) the different types of dividends. Here we go! Read more…
Diversification is one of the most overly-used financial words to make financial advisors seem really smart and intimidating. But financial advisors don’t have to be intimidating at all! (Although I do hope they are smart.) Diversification is one of the most important financial lenses in which to look at your Read more…
What should I do with an old retirement account when I leave my job? That is a question asked by tens of thousands of people every year. With more and more people leaving their jobs to find better fits and higher incomes, this question is asked pretty often. There are Read more…
Getting started saving for retirement. Whew. That is an important topic. Also, it is a topic that is on the minds of many adults. In fact about 25% of Americans have NO retirement savings. That is scary. Let me help with that. Let me help you in getting started saving Read more…
Retirement accounts and employer matches. My nerdy self really loves those two things. If a retirement account were a cake, then the employer match would be the icing that goes on it. Let me explain how awesome an employer match can be to your retirement savings and why you should Read more…
Index funds. One of the most widely used and popular investment vehicles. For most investors, they can be the bread and butter of the investing process. Most of us have heard of the importance ofthem as being part of our portfolios. However, most people don’t actually know what an index Read more…
Retirement through a 457 Plan. It’s something that most of us don’t think we need to worry about until we get older. Retirement is also something that most of us don’t think we can worry about right now. After all, we have student loans, expensive healthcare costs, rising housing prices, Read more…